From today to payday
Set the amount and when you're next paid. The strip shows the gap the advance covers.
Next payday is in
You receive today$300
Interest$0
You repay on payday, in 7 days$300
Cash advance or personal loan?
They solve different problems. Pick by how long you need to pay it back.
Cash advance
- Amount
- Up to $1,000
- Cost
- 0% interest
- Repayment
- In full on your next payday
- Credit check
- None
- Fits when
- The gap is small and one paycheck covers it
Personal loan
- Amount
- $200 to $5,000
- Cost
- 5.99% to 35.99% APR, plus an origination fee of 0% to 5%
- Repayment
- Fixed monthly payments over 3 to 24 months
- Credit check
- Soft inquiry to see your rate
- Fits when
- You need several months to pay it back
Use it when
- A bill lands a few days before your paycheck does.
- You can repay the full amount from your next paycheck and still cover the basics.
- It's a one-off, not something you need every pay period.
Skip it when
- Repaying it in one go would leave you short again.
- You've needed an advance several pay periods in a row.
- The cost is bigger than one paycheck can absorb. Look at a personal loan instead.
Request it online, start to finish
No branch to visit and no paperwork to mail.
- No credit check for a cash advance.
- 0% interest, and standard delivery is free.
- You need a regular source of income and an active checking account.
Common questions
Is there a credit check for a cash advance?
No. A cash advance does not involve a credit check.
What does a cash advance cost?
Interest is 0%, and standard delivery is free. You repay the amount you were advanced.
When do I repay it?
In full on your next payday.
What if I need longer than one pay period?
Then a cash advance is the wrong tool. A personal loan from $200 to $5,000 spreads the cost over 3 to 24 fixed monthly payments.
Short until payday?
See what you could be advanced. Applying takes about three minutes.